2% Flat Rate Commission
Enjoy a flat 2% commission rate on your home purchase if the seller does not cover any commissions. Selling a home? You'll get the same low 2% rate.*
30% Cash Back
At Closing
You'll pay our standard commission rate of 3%, but receive a 30% commission rebate at closing to have cash to use as you like: new furniture, appliances, or a Home Depot run. Because power tools.
2.5% Commission Rate For Alumni
Past Carlow Graduates are also eligible for savings on their next home purchase or sale and enjoy a 2.5% flat rate when using One Real Mortgage for any financing of their transactions.
Welcome To A Different Kind of Homecoming
Why the VA Loan is Your Best Tool for Buying a Home in Pittsburgh
Let me break down what Uncle Sam actually gave you for buying a home in the Pittsburgh real estate market:
Zero Down Payment
That's right. $0. Nada. While everyone else is scrambling to save 3-20% down, you can walk into Pittsburgh homeownership with your wallet intact. On a $300,000 home in Mt. Lebanon or Sewickley, that's keeping $60,000 in YOUR pocket instead of draining your savings.
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Conventional buyers putting down less than 20%? They're stuck paying Private Mortgage Insurance—usually $100-200/month that does absolutely nothing for them. You? Don't have to worry about it. That's $1,200-$2,400 every single year staying in your account. Money you could use for Penguins tickets or actually enjoying your new Pittsburgh neighborhood.
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Seller Can Pay Your Closing Costs Up to 4% of the purchase price.
We're talking thousands of dollars that you can negotiate for the seller to cover. Suddenly homeownership costs even less upfront.
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Better Interest Rates VA loans typically come with lower rates than conventional mortgages. Because the VA backs the loan, lenders see you as less risky. Lower rate = lower monthly payment = more money for literally anything else.
No Prepayment Penalty
Want to pay your mortgage off early? Go for it. Want to refinance when rates drop? Do it. No penalties, no games. You Can Use It Again and Again This isn't a one-time deal. Sell your house, and you can use your VA loan benefit again. And again. It's a gift that keeps on giving.
Carlow Alumni Program
Past graduates from Carlow can save on their real estate needs too.
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Carlow Alumni Savings Program
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You put your life on the line for this country. Advocating for your VA offer in Fox Chapel, Wexford, or Shadyside? That's the least we can do.
Your VA benefit is an asset, not a liability. Let's use it.
Did You Know You Can Build Wealth With The VA Loan?
You can purchase up to a 4 unit multifamily property with the VA loan, and gain valuable rental income.
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You must live in one the units for at least 12 months and occupy it within 60 days of closing.
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You can rent the other units out - potentially covering the cost of your mortgage.
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Example: A 2 unit duplex where one unit rents for $1700/month.​
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If your mortgage payment was $1,500, your rental income would cover your mortgage and provide $200 in extra monthly income.
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There are multiple strategies - and some caveats - but there are multiple ways to leverage your VA loan benefit to build wealth overtime by purchasing multiple properties. ​
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If you're using the VA loan and active duty, there are provisions that allow you to rent the entire property and potentially buy another.
How It Works
Special Rates For Carlow Faculty & Staff
Save Thousands On Your Next Move
We help our clients create a plan that covers all their needs and their situation to ensure the best expereince.
Schedule A Consultation
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If you're not active in the online directory, we'll need your current pay stub to verify you're an active Carlow employee.
Proof Of Employement
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We'll help you find homes or sell your current one and get you pre-approved.
Get Moving
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Close on your new home and get moved in - and our favorite part - pick a dog in a kill shelter to rescue plus we'll donate to help a Vet get a service animal.
Close
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Everything You Need, Under One Roof
Your Central Command:
Agent, Mortgage, & Title.
When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.
The Fine Print
Terms &
Conditions
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Must be an active Carlow University staff or faculty member. Adjunct professors are eligible but must be actively facilitating courses.
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Use the Craig Knox Team at Real Broker as an exclusive agent for your real estate transactions in the Greater Pittsburgh Area and One Real Mortgage for the financing of your new home. If moving outside of Pittsburgh, you must use One Real Mortgage for your new home unless it is a state we are not licsensed in.
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2% Discount & Minimum Fee: The minimum fee for real estate services is 2% of the final sales price or $2,500, whichever is greater.
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30% Rebate Minimum Purchase Price Requirement: Minimum home purchase price is $120,000 or higher to be eligible for the 30% closing rebate.
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One Real Mortgage & One Real Title are affiliated, owned, and operated companies of The Real Brokerage. As a consumer, you have the right to shop around for rates or use other lenders or title companies and are not required to use our family of companies to work with Real Broker for real estate services. If you elect to use different lending options, as a Carlow staff or faculty member, you will receive a discounted rate of 2.5% but will not be eligible for any other discounts. For alumni, the discount offer is 2.75% if using other lending.
Everything You Need, Under One Roof
Your Central Command:
Agent, Mortgage,
& Title.
When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.
Close From
Anywhere
With One Real Title, you can close from anywhere - even if your spouse is in Pittsburgh and you're off the coast of Spain. Close from literally anywhere - as long as you have WiFi.
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Everything You Need, Under One Roof
Your Central Command:
Agent, Mortgage, & Title.
When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.