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Pittsburgh Homes For Heros

Veterans Home Buying Program

Veterans receieve exclusive commission discounts and expert guidance in navigating their VA Home Loan Benefits to buy a home in Pittsburgh.

  • Purchase a home with $0 down payment

  • Low VA loan interest rates

  • Guaranteed approval*.   

Proudly Serving Those Who Have Served

We proudly serve those who have served, and offer programs to help our Veteran neighbors

  • Special Discounted Rates For Veterans

  • Assistance Navigating The VA Loan Benefit

  • Agents who understand the needs of military families and veterans.

  • Expert relocation support for veterans

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Special Rates
For Veterans

When you work with us and also use One Real Mortgage for your VA loan benefit, you'll get your choice of an incentive offer to save you money on your home purchase.  

2% Flat Rate Commission

Enjoy a flat 2% commission rate on your home purchase if the seller does not cover any commissions.  Selling a home?  You'll get the same low 2% rate.

30% Cash Back
At Closing

You'll pay our standard commission rate of 3%, but receive a 30% commission rebate at closing to have cash to use as you like: new furniture, appliances, or a Home Depot run. Because power tools.

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Welcome To A Different Kind of Homecoming

Why the VA Loan is Your Best Tool for Buying a Home in Pittsburgh

Let me break down what Uncle Sam actually gave you for buying a home in the Pittsburgh real estate market:

 

Zero Down Payment

That's right. $0. Nada. While everyone else is scrambling to save 3-20% down, you can walk into Pittsburgh homeownership with your wallet intact. On a $300,000 home in Mt. Lebanon or Sewickley, that's keeping $60,000 in YOUR pocket instead of draining your savings.

No PMI. Ever.

Conventional buyers putting down less than 20%? They're stuck paying Private Mortgage Insurance—usually $100-200/month that does absolutely nothing for them. You? Don't have to worry about it. That's $1,200-$2,400 every single year staying in your account. Money you could use for Penguins tickets or actually enjoying your new Pittsburgh neighborhood.

Seller Can Pay Your Closing Costs Up to 4% of the purchase price.

We're talking thousands of dollars that you can negotiate for the seller to cover. Suddenly homeownership costs even less upfront.

Better Interest Rates VA loans typically come with lower rates than conventional mortgages. Because the VA backs the loan, lenders see you as less risky. Lower rate = lower monthly payment = more money for literally anything else.

 

No Prepayment Penalty

Want to pay your mortgage off early? Go for it. Want to refinance when rates drop? Do it. No penalties, no games.  You Can Use It Again and Again This isn't a one-time deal. Sell your house, and you can use your VA loan benefit again. And again. It's a gift that keeps on giving.

VA Loans Get a Bad Rap in Pittsburgh. We're Here to Change That.
 

Most local Pittsburgh real estate agents don't understand VA loans — so they tell sellers to avoid them. That's not okay.

 

Here's what sets us apart:

  • We educate listing agents so your offer gets the respect it deserves

  • We identify homes to tour with high likelihood to pass the VA Home Inspection

  • We handle all the complexity — the extra paperwork is on us, not you

 

You put your life on the line for this country. Advocating for your VA offer in Fox Chapel, Wexford, or Shadyside? That's the least we can do.

 

Your VA benefit is an asset, not a liability. Let's use it.

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Did You Know You Can Build Wealth With The VA Loan?

You can purchase up to a 4 unit multifamily property with the VA loan, and gain valuable rental income.

  • You must live in one the units for at least 12 months and occupy it within 60 days of closing.

  • You can rent the other units out - potentially covering the cost of your mortgage.

    • Example:  A 2 unit duplex where one unit rents for $1700/month.​

    • If your mortgage payment was $1,500, your rental income would cover your mortgage and provide $200 in extra monthly income.

  • There are multiple strategies - and some caveats - but there are multiple ways to leverage your VA loan benefit to build wealth overtime by purchasing multiple properties.  ​

  • If you're using the VA loan and active duty, there are provisions that allow you to rent the entire property and potentially buy another. 

How It Works

The VA Loan Process

The process for a VA loan is 4 simple steps. We'll take care of all the extra paperwork and provide you with our concierge service from application to closing day.

Unless you are in default on a prior VA loan, you're guaranteed approval.

Apply For Your VA Loan

1

We'll find you a home in your budget that meets your needs and get you moving that will meet the VA inspection requirements.

Find Your Home

2

VA Loans require the home you buy to meet certain safety and habitability standards.

VA Home Inspection

3

Close on your new home and get moved in - and our favorite part - pick a dog in a kill shelter to rescue plus we'll donate to help a Vet get a service animal.

Close

4

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Ready To Get Started With Your VA Loan?

Start your application online now, or schedule a call to discuss the VA loan benefit.  We're here to help!

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Pets For Vets

Hounds For Heroes

Hounds For Heroes builds on our mission of rescuing a pet from a kill shelter for every home sold—by making an additional donation to help Veterans living with combat-related PTSD access a trained service dog.

Training a service dog can cost $35,000+ and often takes 12 months or more. Many Veterans wait years. Hounds For Heroes exists to raise awareness and help nonprofits fund training so more Veterans can get the support they deserve—sooner.

Introducing Pets for Vets — Coming Soon
Building on our rescue mission, Pets for Vets will provide a grant to help a Veteran adopt a dog or cat from a nonprofit rescue. We’re still saving a pet from a kill shelter—while creating a second chance for the Veteran who brings them home.

Everything You Need, Under One Roof

Your Central Command:
Agent, Mortgage, & Title.

When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.

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Everything You Need, Under One Roof

Your Central Command:
Agent, Mortgage,
& Title.

When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.

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Close From
Anywhere

With One Real Title, you can close from anywhere - even if your spouse is in Pittsburgh and you're off the coast of Spain.  Close from literally anywhere - as long as you have WiFi. 

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Everything You Need, Under One Roof

Your Central Command:
Agent, Mortgage, & Title.

Real Logo Outline Black.webp
One Real Mortgage Wordmark Logo Black.png
One Real Title Wordmark Logo Black.png

When you use a Real Agent, One Real Mortgage, and One Real Title, you get tactical precision from contract to closing — in as little as 15 days. RE Zen, our AI-powered platform, is the central command where your entire mission is coordinated with full visibility and real-time communication. One integrated team. We've got your six.

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